UAE Dirham (AED, also written as Dhs) = 100 fils. Notes are in denominations of AED1,000, 500, 200, 100, 50, 20, 10 and 5. Coins are in denominations of AED1, and 50, 25, 10 and 5 fils (10 and 5 fils coins are rarely used).

The Dirham is tied to the US Dollar.

Most hotels will handle the exchange of foreign currency as well as many major banks. Many of the large shopping malls have bureaux de change. Recommended bureaux de change include UAE Exchange located at Dubai Mall and Marina Mall, both in Dubai, or Hamdan Street, Abu Dhabi.

American Express, Diners Club, MasterCard and Visa are widely accepted. ATMs are found across the UAE, mostly in the major cities of Abu Dhabi and Dubai.

ATMs accept foreign debit and credit cards including Switch, Maestro, Visa, Union Pay and Cirrus, and can be found throughout the UAE, in shopping malls, hotels and petrol stations. However, cash back is not commonly available in the UAE. Plan ahead if you are taking taxis, they will only accept cash and often only small notes and change.

These are widely accepted, though not often used. To avoid additional exchange rate charges, travellers are advised to take traveller's cheques in US Dollars or Pounds Sterling.

These vary depending on the branch and bank, however a rule of thumb is Sat-Wed between 0800-1300 and Thursdays 0800-noon. Some open later in the evening from 1600-1830. All are closed on Fridays and public holidays.